Dedicated Insurance Defense Lawyer in Orangeburg, South Carolina
Experience when it matters most
The insurance defense attorney at Michael P. Horger, LLC has been providing legal advice and representation to insurance companies and self-insured corporations throughout South Carolina for 42 years. I have extensive experience handling insurance claims, insurance coverage issues and subrogation for my clients at every level of state and federal court. I am dedicated to providing the personal attention and respect that your company deserves.
Orangeburg insurance defense attorney
Michael P. Horger, LLC provides insurance companies with a wide variety of legal services, including:
- Tort litigation
- Claim management and apportionment services
- Insurance coverage opinion letters
- Declaratory judgments
- Reinsurance advice and disputes
- Bad faith litigation
- Professional liability litigation
- Insurance appellate litigation
- Arbitration and mediation
My firm often helps insurance companies resolve problems involving insurance policy coverage. I analyze every provision to determine the extent of coverage that is warranted under the policy and prepare detailed opinion letters on those findings. After providing our client with the opinion letter, I seek to resolve the issues by filing a declaratory judgment action in court. However, in certain cases, litigation may become necessary to settle issues in dispute. If that occurs, you can rest assured that I have the knowledge and skill to get you the best possible results.
I also assist insurance companies in situations involving third parties. I often initiate subrogation claims against at-fault third parties in order to get reimbursement for any payments to insureds under their own policies.
Effective solutions with your best interests in mind
Although Michael P. Horger, LLC has forged its reputation through its litigation abilities, I commit my best efforts wherever possible to resolving your problems without resorting to court. I understand how expensive litigation can become and that litigation may not be the best option in your case. For these reasons, I routinely utilize arbitration and mediation to settle disputes for clients at much reduced cost, and I propose settlements that have your company’s best interests in mind.